Equipo Francis Arrey, CFA, MBA (CEO) – Francis is the visionary behind PlentiKash, bringing a unique dual-perspective to the fintech space that sets him apart from typical tech founders. With over a decade of experience in banking and finance within the SSA region, he possesses a granular understanding of credit risk and financial structuring. Dr. Jim Mafeni (CTO) – Jim serves as the technical backbone of the company. As a Founding Member, he is responsible for translating complex financial logic into seamless, user-friendly code. An expert in AI and Machine Learning. His expertise in full-stack engineering allows us to build scalable, low-bandwidth mobile applications tailored for African infrastructure. Juliette Lum, ACCA, MSc (CMO) – Juliette is the voice of the customer within our executive team, bridging the gap between complex fintech products and daily consumer needs. Drawing on her extensive background in retail brand management and product launches.