Cladfy Inc We are building the infrastructure for Last-Mile-Lending in Africa.

Cladfy Inc. is a Kenyan fintech revolutionizing last-mile lending for the informal sector by building robust lending infrastructure for microlenders and micro, small enterprises (MSEs).

Our innovative solution, CashIQ, is a transaction-based credit profiling software that leverages Machine Learning to analyze data from mobile money and bank statements, creating reliable credit profiles for MSEs such as smallholder farmers, market vendors, and delivery riders.

By empowering both microlenders and MSEs with accurate credit profiles, Cladfy enables greater access to working capital and loan book financing, driving growth and financial inclusion in the informal sector.