Emata Uganda Limited We dare farmers to dream big!

We are disrupting the $240bn farmer financing opportunity in Africa and are on a mission to provide digital loans to millions of farmers in East Africa. 

Rather than going to each farmer individually, we partner with the agricultural middleman (cooperatives, aggregators, exporters, etc.) to reach farmers at scale. Our model can be broken down into three steps.

First, we provide our software to agricultural middleman to digitise their operations. We provide this for free in exchange for access to their data and for farmers. Second, we convert data into credit limits tailored to each farmer using our alternative credit scoring algorithms. Third, we provide digital loans that we approve and disburse instantly.

Thanks to our loans, farmers can finally make productive investments in their farms. As a result, rural families achieve prosperity and unlock Africa’s vast agricultural potential.